Small business owners choose First Choice Bank and SBA financing for the following reasons:

 

• Prompt, hassle-free service
• In-House Underwriting
• Extended Payment Terms
• Lower Equity Requirements (as low as 10%)
• Long-term Fixed Rates for Real Estate and Capital Equipment Purchases

 

Our SBA lending specialist will help to determine the right loan for your business drawing from the following options:

 

• SBA 7(a) Term Loan/ SBA Express Loan
  Financing under these programs may be guaranteed for a variety of general business purposes.
• SBA 504 Term Loan
  This allows long-term, fixed-rate financing for small businesses acquiring real estate, machinery, or equipment for expansion or modernization.
• CAPLine Loans
  An SBA umbrella program that help small businesses meet their short-term and working-capital needs.