Second Mortgages
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Second mortgages are the perfect solution for home improvement projects, debt consolidation, or for the unexpected such as: medical bills, college tuition, and more. Work with a First Choice Bank mortgage professional to determine which type of second mortgage will best suit your needs.

Borrowers may choose from:

 

  • Home Equity Line of Credit:
    - Interest only monthly payments
    - Make no payments until you draw on it
    - An adjustable interest rate
  • Equity Loan:
    - Fixed monthly payments
    - Money is received in one lump sum
    - A fixed rate and payment term


 

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