This Rate Schedule contains information about interest rates and annual percentage yields for some of the accounts we offer as of July 1, 2008. Rates are subject to change at any time without notice.
Simply scroll down to choose the desired product and click "Apply Now"!
A Personal Banker will follow-up to confirm your submission and process your application.
|
PRESTIGE CHECKING |
Apply Now |
| Account Type |
Balance to Obtain APY(a) |
Interest Rate |
APY |
| Prestige Checking (c) |
$1,500.00 - $4,999.99 |
0.75% |
0.75% |
| Prestige Checking (c) |
$5,000.00 - $14,999.99 |
1.00% |
1.00% |
| Prestige Checking (c) |
$15,000.00 and up |
1.49% |
1.50% |
|
Our premium interest-bearing checking account requires a minimum average collected daily balance of $1500 to earn interest. Account holder is also required to initiate a monthly electronic transaction to earn premium rate. |
|
SELECT CHECKING |
Apply Now |
| Account Type |
Balance to Obtain APY(a) |
Interest Rate |
APY |
| Select Checking (c) |
$1,500.00 - $4,999.99 |
0.25% |
0.25% |
| Select Checking (c) |
$5,000.00 - $14,999.99 |
0.50% |
0.50% |
| Select Checking (c) |
$15,000.00 and up |
1.00% |
1.00% |
|
Our basic interest-bearing checking account. Minimum of $1,500 average collected daily balance is required to earn interest. |
|
MONEY MARKET ACCOUNT |
Apply Now |
| Account Type |
Balance to Obtain APY (a) |
Interest Rate |
APY |
| Money Market (c) |
$1,000 - $9,999.99 |
1.01% |
1.01% |
| Money Market (c) |
$10,000.00- $24,999.99 |
1.49% |
1.50% |
| Money Market (c) |
$25,000.00 - $49,999.99 |
1.74% |
1.75% |
| Money Market (c) |
$50,000.00 - $99,999.99 |
1.98% |
2.00% |
| Money Market (c) |
$100,000.00 and up |
2.23% |
2.25% |
|
This money market account offers low tiers with great rates. Unlimited "in-person" withdrawals and three free checks are allowed per month. |
|
CERTIFICATES OF DEPOSIT and IRA |
Apply Now |
| Term |
Mininum to Open |
Interest Rate |
APY |
| 21 Month Special* (b) |
$1,000.00 |
3.94% |
4.00% |
| Triple Option Special (c) |
$1,000.00 |
3.31% |
3.35% |
| 3 Month (b) |
$1,000.00 |
1.99% |
2.01% |
| 6 Month (b) |
$1,000.00 |
2.23% |
2.25% |
| 12 Month (b) |
$1,000.00 |
2.48% |
2.50% |
| 18 Month (b) |
$1,000.00 |
2.58% |
2.61% |
| 24 Month (b) |
$1,000.00 |
2.72% |
2.75% |
| 36 Month (b) |
$1,000.00 |
2.97% |
3.00% |
| 48 Month (b) |
$1,000.00 |
3.16% |
3.20% |
| 60 Month (b) |
$1,000.00 |
3.26% |
3.30% |
|
*To qualify for the offer, depositor must have an existing First Choice Bank personal checking or saving account (excludes existing CDs and IRAs), or open a new personal checking or saving account with monthly electronic transaction scheduled to occur.
This is a safe way to save your money while earning interest at a competitive rate. Certificates of Deposit with maturities of 12 months or longer are eligible for Individual Retirement Accounts. |
|
SAVINGS ACCOUNT |
Apply Now |
| Account Type |
Balance to Obtain APY (a) |
Interest Rate |
APY |
| First Choice Savings (c) |
$.01 |
1.98% |
2.00% |
|
An easy way to save for that "rainy day" or teach the children good basic financial habits. |
Fees could reduce the earnings on the account.
a - Daily Balance. The amount of the principal in the account each day.
b - A penalty may be imposed for early withdrawal.
c - The interest rate and annual percentage yield may change after opening the account.
|
Is my login secure?
